Fees
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Checking Account Fees
Service Fee Courtesy Pay $30.00 per item NSF $30.00 per item Overdraft $30.00 per item Overdraft Protection Transfer $5.00 per item Paper Statement – Simple Checking $3.00 per month Returned Item $30.00 per item Secure Checking Account $5.00 per month Stop Payment $30.00 per request Stop Payment Cancellation $30.00 -
Prime Share Account Fees
Service Fee Excessive Withdrawal $5.00 per withdrawal if over six during a month Overdraft Protection Transfer $5.00 per item -
Performace Share Account Fees
Service Fee Minimum Balance of $2,500.00 to obtain rate reduction on Performance Line of Credit Loan Excessive Withdrawal $5.00 per withdrawal if over three during a month -
Money Market Savings Account Fees
Service Fee Low Balance Fee $10.00 if minimum average daily balance is not met Excessive Withdrawal $5.00 per withdrawal if over three during a month -
IRA Share Account Fees
Service Fee Account Closure $25.00 Transfer to another Financial Institution $25.00 -
Christmas Club Account Fees
Service Fee Excessive Withdrawal $15.00 per withdrawal if over one per year -
Miscellaneous Club Account Fees
Service Fee Excessive Withdrawal $15.00 per withdrawal if over one per quarter -
Other Service Fees
Service Fee Account Activity or Statement Copy $3.00 per printout Account Abuse Closure $30.00 Account Reconciliation $20.00 per hour Account Research $20.00 per hour Call Center Transaction Fee $1.00 (Transactions by staff for services available via Telephone Teller or NetBranch) Cashier’s Check $8.00 per check Counter Check – Third Party $3.00 per check Deposited Item Return $30.00 per item Dormant Accoun $3.00 per month if balance is less than $1,000.00 Escheatment Processing $25.00 Gift Card Purchase $3.00 Items Sent for Collection $15.00 per item + direct expenses Legal Process $100.00 per hour Money Order $5.00 per money order Non-Member Check Cashing $5.00 Member Check Cashing without a Checking Account $5.00 Prepaid Debit Card Reload $5.00 Prepaid Debit Card Purchase $5.00 Returned Mail Handling $2.00 per item Temporary Checks $1.00 per sheet Verification of Deposit $25.00 Western Union – Domestic $25.00 Wire Transfer – Incoming Domestic $10.00 per transfer Wire Transfer – Outgoing Domestic $18.00 per transfer Wire Transfer – Incoming International $20.00 per transfer Wire Transfer – Outgoing International $45.00 per transfer Safe Deposit Box Rental 3×5 Box – $25.00 per year
3×10 Box – $35.00 per year
5×10 Box – $50.00 per year
Late Fee – $10.00
The rates and fees appearing in this fee schedule are accurate as of the Last Dividend Declaration Date indicated in our Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please contact us at (501) 225-3636.