VISA Credit Cards

VISA® Platinum Credit Card

TruService Community Federal Credit Union offers great low rates with our VISA® Platinum credit card. Plus, you’ll receive points on purchases through our Extra Awards® program. To view and redeem your points. Enroll on the new Extra Awards site.

OTHER CARD BENEFITS

  • No annual fee

  • Free balance transfers any time! No flat or percentage-based fees for transfers.

  • Make purchases anywhere VISA® cards are accepted

  • Visa payments are made directly to TruService Community Federal Credit Union

  • Transactions, balances, and payment history are available on NetBranch at any time

  • Redeem Extra Awards® points for cash, gift certificates, rebates, and travel. Points expire after 36 months.

  • Obtain cash advances with same low rate

  • Consumer-friendly 25-day grace period on purchases

  • Option to make your VISA® payment using payroll deduction

  • Make payments online on our website at www.truservice.net under the Services menu

Apply Today

To apply, call us at (501) 225-3636 option 3, or apply online by logging in to your NetBranch account. Get more information about the Extra Awards® program.

TRUSERVICE NOW OFFERS A 24/7 CARD SERVICES NUMBER FOR CARD DECLINES. CALL (800) 547-3581.

To report a lost or stolen card or potential fraud call: 1 (800) 547-3581

For assistance with the rewards site, call (855) 854-5493.

Lost or Stolen Card E-Form 
Solicitation Disclosure
VISA Card Agreement

Secured VISA® Credit Card

TruService Community FCU offers a secured VISA® Credit Card for individuals looking to establish new credit or repair existing credit. How does it work? Members deposit funds to “secure” the credit limit on the VISA Secured Credit Card. Limits are based on 100% of deposited funds. Charges can only be made within the credit limit of the card. 

Benefits: 

  • No minimum credit score or income required. 

  • Build/Establish credit history

  • Make purchases anywhere VISA® cards are accepted

  • Visa payments are made directly to TruService

  • Transactions, balances, and payment history are available on NetBranch & Mobile app 24/7

  • Redeem Extra Awards® points for cash, gift certificates, rebates, and travel

  • Obtain cash advances with same low rate

  • Consumer-friendly 25-day grace period on purchases

Terms: 

Interest Rate: 17% APR*
Annual Fee: $25.00
Over-limit fee: up to $25.00
Late Fee: up to $25.00

Contact us for a complete list of fees and terms at service@truservice.net.