Teen Zone
TruTeen Checking Account
An account designed for our youth members between the ages of 13-18.
$10 minimum opening deposit
No minimum balance
Unlimited withdrawals
Free VISA® Debit Card with Extra Awards®*
Prepaid debit card available
e-Statements required
First box of checks free
Free direct deposit
Free Unlimited Bill Pay
One overdraft fee reversal per calendar year
Accessible via TruTeller telephone banking, NetBranch Online Banking, and Mobile Banking App
Eligible for TruDeposit Remote Deposit App*
Deposits federally insured by the NCUA up to at least $250,000
*For those that qualify
Overdraft Protection
Overdraft Protection allows funds to automatically transfer from a designated account to your checking account in the event of an account overdraft. With our Overdraft Protection, you use your own money to prevent your checking account from becoming negative. The cost for this service is $5 per overdraft transaction. You can even customize the order of preference if you have multiple accounts. Sign up by contacting a Member Service Representative or logging in to your NetBranch account.
Parent / Guardian Requirements
A checking account is a privilege that TruService gladly offers our youth members seeking to manage their money in a responsible manner. Written permission must be obtained by the child’s parent or legal guardian prior to opening a TruTeen account. The parent or guardian assumes all responsibility for the account, including any overdraft, NSF, or returned check fees that may occur. Debit cards can also be issued upon consent from a parent or guardian willing to accept financial responsibility for its use. Alternatively, a prepaid debit card can be issued. Prepaid debit cards allow you to only spend what’s been loaded onto the card, eliminating potential overdraft fees and embarrassing mistakes.